Farm Insurance

We understand that farming in today’s world is complex. Our products have been specifically designed to meet the needs of today’s farmer.

Home Insurance

Just like no two homes are the same, we offer a variety of products that can be tailored to meet your individual coverage needs. Giving you peace of mind that your home is well protected.

Prompt Claim Service

We have a dedicated, local claims staff, ready for when life happens to help get you back to normal after a loss.

What We Offer

We have been protecting the homes and farms of Northwest Iowa for over 130 years. Our products have been developed with years of experience to provide essential coverages to meet your needs. As members of the local community, our claims adjusters live where you live and we partner with hundreds of independent agents who work and live near you.

About Us

Farmers Mutual Insurance was founded in 1886 by a group of farmers who wanted to protect their farmsteads against the risks of fire and lightning. Having an insurance company 100% owned by its policyholders proved to be very successful which allowed for expanded coverage options.

Over the years, Farmers Mutual Insurance has grown from that small group of farmers to over 13,000 policy holders with over $6 billion of property insured. Even with this growth, we have remained dedicated to providing that same personal and prompt service to our policyholders.

Frequently Asked Questions:

How do I get a policy with Farmers Mutual Insurance?

We work with over 200 local independent agents who live across our territory. To find your nearest agent, please use the Agent Locator.

If I have a claim, what do I do?

The number one action we advise for you is to submit your claim online or contact your agent as soon as possible. Once we have received notice of your claim, an adjuster will be assigned and will contact you.

Where do you write insurance?

We are chartered by the State of Iowa to write in 15 counties located in NW Iowa.

To find an agent near you, please visit our Agent Locator.

Protecting Your Property is Our Number One Priority





Why Choose Us?


We have over 130 years of experience providing insurance coverage for Northwest Iowa.


We care about our communities and being local gives us the ability to respond quickly to the needs of our policyholders.


We are always at work developing & adding new coverages designed to meet the everchanging needs of today’s policyholder.